The last chance debtor

first_imgIncreasing your chancesl Final letter: Late payment is just one of the financial administration problems that a small company can face. However, there is a way to wake up the people who owe you money and get most of them to do something about it. Anecdotal evidence suggests that sending a letter before action (LBA) will get you paid in nine out of 10 cases.l Last chance: Most businesses will want to avoid costly and time-consuming litigation. So when you show them you mean business with an LBA, they will most often do what they can to avoid the extra hassle. An LBA is a formal legal notification of impending legal action. It is your way of saying that this is their last chance.l Contents: There is no official legal form that an LBA has to take. The Trading Standards Institute suggest you include “what the job was (invoice reference and date), how much is owed, for how long and your payment information”.l Set a deadline: You also need to set a final deadline for payment. This can be any reasonable period, from one week (it would be hard for payment to reach you in less than a week) to 30 days. Ten days is perfectly reasonable, assuming you have already been waiting a long time.l Court costs: You may also want to remind the debtor that they may have to pay court costs if the case gets that far. You could add that the reputation of their firm will not be enhanced by such a public proceeding.l LBAs are even more effective if they are sent with a solicitor’s letterhead on them. They only cost around £2 + VAT at Lovetts (www.lovetts.co.uk) or Thomas Higgins (www.thomashiggins.com). If the debt is still unpaid, you can go straight to the small claims court and seek a county court judgment (CCJ).Last resortYou could consider selling the bad debt. There are a few debt purchase companies an internet search will give you a selection of these who will buy portfolios of bad invoices that have not been paid. However, view this as a last resort, since you may only receive literally pennies in the pound. Typically, before they agree to purchase debts these companies will:1. Undertake a legal assessment of the character of the debt and the underlying contract;2. Investigate the individual or company that owes the debt to determine the viability of litigation; and3. Be able to indicate an approximate figure that they would pay for your debt.last_img read more

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Funding moving forward for changes at the Tolson Center

first_imgIndianaLocalNewsSouth Bend Market Pinterest Twitter (Photo supplied/ABC 57) The City of Elkhart will spend $5 million on building and improving the Tolson Center.Monday night the City Council approved the funding with a unanimous 8-0 vote.Another $2 million will come from the Community Foundation of Elkhart County, and yet another $1 million from private donors.City Councilman Kevin Bullard said “this is a broader vision than just a building, it’s about a revitalization of a neighborhood and bring a community center for the entire city.”Construction could begin in the spring of next year, with the hopes of opening the new center in early 2022. Facebook Google+ WhatsApp WhatsApp By Tommie Lee – March 3, 2020 0 283 Twitter Pinterest Facebook Funding moving forward for changes at the Tolson Center Google+ Previous articleJudge overturns porn conviction of Jared Fogle associateNext articleWalorski visits national command center for coronavirus response Tommie Leelast_img read more

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Catholics excused from Mass obligation in South Bend-Fort Wayne Diocese

first_img Twitter Catholics excused from Mass obligation in South Bend-Fort Wayne Diocese Bishop Kevin C. Rhoades of Fort Wayne-South Bend, Ind., attends the U.S. Conference of Catholic Bishops general meeting in Baltimore Monday, Nov. 10, 2014. (AP Photo/Steve Ruark) Catholics in South Bend have been dispensed from their obligation to attend Sunday Mass.Bishop Kevin C. Rhodes of the Catholic Diocese of Fort Wayne and South Bend issued a statement Friday afternoon, saying the obligation has been lifted from March 15 through the March 29.The Bishop urges Catholics to refrain from shaking hands for the Sign of Peace, opting for non-physical contact, and also says that all are asked to refrain from holding hands during the Our Father if that’s a custom in your church.http://www.diocesefwsb.org/ Facebook Twitter WhatsApp CoronavirusIndianaLocalNewsSouth Bend Market Google+ Pinterest By Tommie Lee – March 13, 2020 0 674 Google+ Pinterest WhatsApp Facebook Previous articleBerrien County ceases all non-criminal fingerprintingNext articleLouisiana elections chief asks to postpone April 4 primary Tommie Leelast_img read more

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Indiana Supreme Court responds to Holcomb request regarding Hill status

first_img Pinterest WhatsApp By Tommie Lee – May 18, 2020 1 352 Indiana Supreme Court responds to Holcomb request regarding Hill status Twitter Facebook Google+ WhatsApp IndianaLocalNewsSouth Bend Market (Photo supplied/Indiana A.G. Curtis Hill) Indiana’s Supreme Court has responded to the governor’s request regarding the status of Attorney General Curtis Hill.The Court denied Governor Holcomb’s request to determine whether Curtis Hill can remain the state’s Attorney General.If the Court had clarified the vacancy question, it would have allowed Holcomb to name a new person to the post.In their summary the Court ruled that they should not offer up advisory opinions and said it would be inappropriate for them to rule on the status of the current vacancy in the office.It seems likely that Hill return to the office after his suspension expires. Pinterest Twitter Google+ Facebook Previous articlePortage woman arrested after allegedly throwing joint at officerNext articleNotre Dame classes to resume in August Tommie Leelast_img read more

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$42M in infrastructure grants awarded to Indiana airports

first_imgIndianaLocalNews Pinterest By Brooklyne Beatty – September 1, 2020 0 377 Twitter $42M in infrastructure grants awarded to Indiana airports WhatsApp Google+ (Source: https://goo.gl/3Tr56TLicense: https://goo.gl/sZ7V7x) The Trump Administration awarded more than $1.2-Billion in airport safety and infrastructure grants to 405 airports nationwide, including several in Michiana.The grants are funded through the Federal Aviation Administration, and will go toward improving the nation’s airport infrastructure, safety and growth.Federal grants will be awarded to the following airports in the State of Indiana:$155,000 to Anderson Municipal-Darlington Field to rehabilitate an apron and taxiway.$166,666 to DeKalb County Airport to purchase land for approaches.$1,437,450 to Virgil I Grissom Municipal Airport in Bedford to build a taxiway.$220,000 to Monroe County Airport to install signage.$2,793,500 to Columbus Municipal Airport to install perimeter fencing.$316,606 to Hendricks County-Gordon Graham Field to rehabilitate a runway and runway lighting.$2,188,911 to Evansville Regional to improve a safety area, update a terminal building and rehabilitate a taxiway.$59,200 to Frankfort Municipal Airport to update a hangar.$153,110 to French Lick Municipal Airport to extend a taxiway and expand an apron.$374,416 to Greensburg Municipal Airport to build a runway.$166,666 to Griffith-Merrillville Airport to seal apron joints.$1,803,463 to Huntington Municipal Airport to rehabilitate a runway.$10,391,837 to Indianapolis International Airport to rebuild a runway and taxiway, and create infrastructure for the Voluntary Airport Low Emissions Program (VALE).$1,000,000 to Kentland Municipal Airport to build an apron.$316,666 to LaPorte Municipal to update the airport’s master plan.$719,000 to Purdue University Airport to buy an airport rescue and firefighting vehicle.$166,030 to Logansport/Cass County Airport to update the airport’s master plan.$145,885 to Madison Municipal to purchase land, build an apron and improve airport obstruction marking.$166,666 to Indianapolis Regional Airport in McCordsville to update the airport’s master plan.$736,775 to Michigan City Municipal-Phillips Field to purchase land.$55,284 to White County Airport to extend a runway.$192,575 to New Castle Henry County Marlatt Field to purchase land.$166,666 to Paoli Municipal Airport to improve a fuel farm.$341,623 to Portland Municipal Airport to extend a runway.$535,307 to Jasper County Airport to purchase land.$167,340 to Fulton County Airport to update signage, navigational aids, lighting and beacons.$286,111 to Salem Municipal Airport to extend a runway.$96,000 to Freeman Municipal Airport in Seymour to rehabilitate an apron.$13,319,538 to South Bend International Airport to rebuild a taxiway.$270,601 to Sullivan County Airport to seal runway surfaces.$588,750 to Perry County Municipal Airport to rehabilitate runway lighting.$50,000 to Terre Haute Regional Airport Hulman Field for an airport wildlife assessment program.$165,000 to Porter County Regional Airport to install perimeter fencing.1,927,524 to Warsaw Municipal Airport to rehabilitate a runway.A complete listing of grants (PDF) and an interactive map of airports receiving funding is available on the FAA website. Previous articlePolice pursuit leads to arrest in Cass County MondayNext articleBerrien County K9 officers receive donation of vests Brooklyne Beattycenter_img TAGSairportfaaFederal Aviation AdministrationfudinggrantIndianasafetytrump WhatsApp Facebook Twitter Facebook Google+ Pinterestlast_img read more

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Impersonator posing as South Bend Police officer

first_imgIndianaLocalNews Facebook Facebook Pinterest (Photo supplied/South Bend Police) South Bend Police are warning about an impersonator.The department says unknown person has been impersonating some of their officers — calling individuals and scaring them into believing they have a warrant. Then, they are telling them it will all go away for a certain amount of money.The department states that while their officers and detectives make calls every day, they would never pressure people into going to a bank or ATM to take out money. Google+ Google+ Twitter By Jon Zimney – November 1, 2020 0 646 Impersonator posing as South Bend Police officer Pinterest WhatsApp Twitter WhatsApp Previous articleCitywide Classroom initative expands internet for students across South BendNext articleMix of rain, snow possible for first day of November Jon ZimneyJon Zimney is the News and Programming Director for News/Talk 95.3 Michiana’s News Channel and host of the Fries With That podcast. Follow him on Twitter @jzimney.last_img read more

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COVID-19 vaccine eligibility expanded to 65+ in Indiana

first_img WhatsApp COVID-19 vaccine eligibility expanded to 65+ in Indiana By Network Indiana – February 1, 2021 0 169 Twitter Facebook WhatsApp CoronavirusIndianaLocalNews Pinterest Twitter Google+ (Photo supplied/Indiana State Department of Healtth) Indiana has expanded its eligibility for the coronavirus vaccine. Hoosiers who are 65 years of age or older can now register to get the shot. It was 70+ before Monday. You can sign up by going to vaccine.coronavirus.in.gov or by calling 211. The Indiana Department of Health says nearly 144,000 Hoosiers have been fully vaccinated, and 562,000 have received their first shot.Governor Eric Holcomb’s new COVID restrictions go into effect today as well. Instead of a specific number of people, events and social gatherings will limit attendance by a percentage. If your county is in red or orange, you can have up to 25% capacity. If you county is in yellow, you can have up to 50% capacity. Pinterest Google+ Facebook Previous articleNationwide public transportation mask mandate going into effectNext articleIndiana considers a new cigarette tax Network Indianalast_img read more

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News story: UK to establish global nursing partnership with Jamaica

first_imgThe partnership is an extension of the successful ‘earn, learn and return’ scheme, which has already seen Indian nurses benefit from NHS work experience.Registered nurses from Jamaica will undertake work placements in the UK, facilitated by Health Education England, in areas such as emergency medicine and intensive care. They will go back to Jamaica to share their new skills, knowledge and experience with their own healthcare system.In return, NHS staff will be given the opportunity to travel to Jamaica to share their expertise with the Jamaican health service and help them to improve their care.The aim of the scheme is to support the Jamaican government in improving the capability and capacity of their nursing workforce, as well as establish a network of professionals from both countries who will continue to share learning and knowledge beyond the scheme itself.Minister of State for Health Stephen Barclay said: This will also form part of the NHS’s commitment to supporting its staff to develop and progress their careers. Offering global health placements within training programmes or as part of continual professional development has shown to have a positive impact on recruitment and retention of staff.All nurses who come to work for the NHS will be required to meet the standards of the Nursing and Midwifery Council.The UK government also recently announced a 25% increase in UK nursing degree training places. The NHS is blazing a trail in healthcare across the world and it is testament to the skills and expertise of our dedicated nurses that other countries are vying for their knowledge to help improve their own services. I’m delighted that we’re partnering with Jamaica in this scheme, which will build on our existing collaboration with India, and further demonstrates the Government’s commitment to forging new international relationships in preparation for the UK to leave the European Union.last_img read more

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News story: BowTie: a visual tool to keep an overview of risk management practices

first_imgBowTie finds its roots in the chemical industry course notes for a lecture on hazard analysis given at the University of Queensland in 1979. The exact origin is unclear but the mainstream use started in the aftermath of the Piper Alpha disaster with Royal Dutch/Shell adopting the methodology as the company standard for analysing and managing risk. It is widely regarded as a suitable visual tool to keep an overview of risk management practices, rather than replacing existing processes or systems.With the publication of RA 1210 Issue 4, Operating Duty Holders (ODH’s) have been given more latitude in the way in which they choose to record and document risk within their area of responsibility allowing the scope to incorporate and develop good practice. For several years, the majority of ODH’s have been developing risk management systems that embrace the BowTie risk assessment methodology as it is believed that, when used correctly, it can provide an easier to interpret and more holistic view of overall risk exposure. For this reason, BowTie has found utility in many high-risk sectors from Oil and Gas, Chemical safety and mining through to the rail industry and Aviation sector (both civilian and military).Of the 6 ODH’s that cover UK military flying, 5 have made a commitment to using BowTie within their respective Air Safety Management System (with the 6th now developing a capability). Early adopters have been working on its implementation for several years and are continuing to make significant developments in the way BowTie is utilised and how the software is implemented. There has been a significant investment in the translation of current risks from the traditional risk register into the BowTie format, and training key personnel in a revised way of working. The MAA has intentionally remained at arm’s length, in order to encourage the development of good practice by the user community, whilst keeping a Regulator’s oversight to ensure that the work implemented remained within the bounds of RA 1210.Up until 2017 all ODH’s maintained suitable Platform Risk Register’s to meet the intent of the MAA Regulatory Publications, but in early 2017 Air Officer Commanding (AOC) 2 Gp made the decision to move completely from risk registers to using BowTie as the sole method of recording and presenting risks and risk management. The decision was made once the Gp’s SMEs were content that the BowTies were sufficiently developed to ensure no degradation in the risk picture presented.AuditXP. Photo: CGE Risk Management Solutions B.V. – all rights reserved.The BowTie user group has made progress in agreeing a common approach to BowTie creation and produced a pan ODH level BowTie Standard Operating Procedures complete with a description of what a BowTie consists of and the taxonomy that is to be used. This has aided with configuration control and allows for easier analysis across all areas as the picture will look the same. This document continues to evolve as more functionality is included within the BowTies. The choice was made to use the standard taxonomy for BowTie to allow for shared learning from industry and to reduce training cost for personnel involved in the development. Therefore, risk terminology was changed to fit with the barrier (vice mitigation) based risk management model. Rather than dealing with the traditional risk based approach each BowTie deals with a hazardous situation and loss of control and can cover multiple risks.These elements can then be embellished with additional information to allow for easy viewing of barrier effectiveness, owner, manager and importantly the evidence that underpins that assessment. The inclusion of Air Safety Information Management System data will allow for interrogation of the BowTies to further refine the effectiveness assessment of barriers and will generate a huge amount of quantitative data for analysis by Front Line Command and the MAA alike. There is no automatic process that updates the effectiveness rating and human interpretation is required before a change is made. Additionally, a currently unused but being explored capability is the generation of questionnaires allowing for targeting questioning of personnel to understand how a barrier is functioning.IncidentXP data close up. Photo: CGE Risk Management Solutions B.V. – all rights reserved.BowTies are never truly complete as they are subject to continual review and as such are a living document. As the existing documents are further developed more of the existing functionality with the software will be utilised and additional tools will be delivered to increase the synergy between occurrence reporting and the risk management process. As to where we go next, there is significant interest from the Defence Equipment and Support (DE&S) community to communicate hazards in the correct language for the ODH risk assessment model, without the need for translation. The DE&S Airworthiness Team via the ASPIRE project, is investigating the viability of transitioning DE&S to BowTie methodology. All ODH’s have been consulted and have agreed that the project is a step towards fully integrating the risk management process.There is still more work to be done to ensure that the taxonomy used is acceptable by both the equipment and operating stakeholders. Along with this, many of the user groups are starting to use BowTie for functional safety with a clear interest in its ease of interpretation.This year will see the reinvigoration of the legacy BowTie User Group (BUG). Previously this was a large meeting with representation from a wide cross section of stakeholders attending, each having particular issues to raise.To improve upon the quality of the information exchanged, the BUG will be rebranded the BowTie User Forum and will have comprise of a periodic symposium that will include topical discussion and Q&A sessions and the creation of a dedicated BowTie SharePoint portal with a discussion board and wiki pages. It is within the dedicated BowTie SharePoint portal that the most current and up to date information regarding BowTie and its development will be found. Training availability will be advertised with links to application forms in addition to how to get a software or BowTieServer licence. Introductory training is provided currently through the MAA Air Safety Risk Analysis & Management Practitioners (MASRAMP) course held at Centre of Air Safety Training (CoAST) and there is a desire to include a bespoke BowTie training course for more advanced users as part of the Safety Training for Error Prevention (STEP) contract.last_img read more

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News story: £10 million research competition launched to tackle antimicrobial resistance

first_img Antimicrobial resistance may seem like a distant threat, but people are already dying needlessly in their thousands across the world, including in this country, because they have a drug-resistant infection and we do not have effective drugs to treat them. This problem is only getting worse – we urgently need to find solutions. More research is critical, which is why the UK government is calling on some of the country’s brightest minds to come up with new ways to prevent, control and combat these infections in the future. I know there are exciting projects needing support in this area – this competition presents a fantastic opportunity for the UK to lead this work. The Department of Health and Social Care is announcing the launch of a £10 million research competition to fund innovations to tackle antimicrobial resistance (AMR) in humans.AMR, which includes bacterial resistance to existing antibiotics, is on the rise and poses a significant threat to health across the world. Without a better understanding of how to tackle and prevent AMR, treatable infections could become life-threatening and the advancements made in modern medicine over recent decades are at risk of being reversed.The competition follows the announcement of £30 million to fund research and development projects as part of the Global AMR Innovation Fund (GAMRIF) in May 2018 with CARB-X, the Foundation for Innovative New Diagnostics (FIND), the Argentinian government, and Canada’s International Development Research Centre (IDRC).The £10 million will be made available in research grants funded through a Small Business Research Initiative (SBRI). It is being run by Innovate UK on behalf of the Department of Health and Social Care, with the aim of supporting the implementation of the UK Five Year Antimicrobial Resistance Strategy.In 2016, a government-commissioned review by Lord Jim O’Neill highlighted the need for more research and development to reduce the global threat of AMR – prompting the government to commit to an additional investment of up to £55 million over 5 years from 2016/17 towards promoting excellence in AMR research and development in the UK.Today’s competition, which makes available a maximum of £10 million in funding to successful bids, forms part of funding announced in October 2017 at the global ‘Call to Action’ conference by the Wellcome Trust, the UN Foundation, and the UK, Ghanaian and Thai governments, to accelerate action in this area.Chief Medical Officer, Professor Dame Sally Davies, said:last_img read more

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